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About Charter Financial

Charter Financial was founded in 1997 with its corporate headquarters in Houston, Texas and has grown tremendously over the last 25 years to become one of the largest buyers of privately-held notes in the U.S.


Our company was built from the ground up and our continued success depends on the collective efforts of Independent Agents and the Corporate Team, who provide ongoing support. We pride ourselves in our ability work together every step of the way to ensure that we deliver the best possible experience to all our clients!

Our Mission is to create consistent cash flow for individuals, families, and businesses in a timely and conveniently manner. Over the last two decades, we have expanded our portfolio from privately held notes and commercial lease payments to merchant cash advances and other forms of business funding.

Why Sell Your Note to Us?

With the global economic recession caused by COVID-19 and the current inflation rate, everyone could use some liquid cash for daily expenses, debt repayment, and investing in the future.


If you have a Promissory Note and would like to receive a lump sum of cash instead of waiting years and worrying about late or missed payments, Charter Financial has the right solution for you!


We have spent 25 years refining and proving our process to ensure it is quick, efficient, and hassle-free, with minimal effort from you! We will do our due diligence while keeping you informed every step of the way, until you receive the cash you desire and deserve!

Our Core Principles






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